6
LONDON – ENGLAND
The first thing Anna Thorpe saw near
the top of page one was the name Sam Decker.
Seeing it made the muscles in her
cheeks and round the edges of her mouth tighten. If not for him she could have
been relaxing downstairs with Greg instead of wasting her evening going over
old reports. A shallow vertical crease formed above the peak of her nose,
kick-starting the beginning of a headache.
“Watchya doin’ Mummy?”
Anna inhaled, looking up at the
ceiling through her eyelids and did her best not to let it out as a sigh. “I’m
working. Why aren’t you in bed?” She couldn’t help smiling a little but she did
try to hide it.
“Can’t sleep.” Billy came all the way
into the study and put his little hand on her thigh then looked up at her with
his Bambi eyes, lower lip pouting. “Can I stay in here with you till I get
sleepy?” He was wearing his pyjamas at least, scratching his eye with a bent
forefinger.
The study was small and pleasantly
cluttered, decorated in a dark palate of browns, blacks and greens. Anna had
the lights low, as always, the desk lamp and monitor the only sources of
illumination. The sound of the television Greg was watching downstairs was just
audible over the hum of the fans in the back of her PC.
“Let’s see,” said Anna, using her
bemused mother voice. “How old are you?”
“Four and a half.”
“That’s right. And what time is it?”
Billy stared blankly.
Anna gave him the answer. “It’s after
bedtime.”
“Oh.” The pout extended further over
his chin. He lowered his head but continued looking up, making his eyes seem
even bigger. “Can I stay up anyway? Just for a little while?”
Anna raised an eyebrow. “What would
your father say?”
“Please!”
She knew she would regret being
lenient all the time when he was older but it was so hard to say no. “Alright.
As long as you promise not to disturb me while I’m trying to work.”
“Okay.”
“Good boy. Go and sit down.”
Billy trotted across and climbed onto
the leather sofa. He made it on the second try. Anna turned back to the open
file and flipped to the second page of Sam Decker’s investigation report.
There was an audit coming up and the
files in front of her were cases that had shown some paperwork discrepancies in
the pre-audit reviews her department was having to undertake. As one of the
senior insurance investigators, she had been given the job of digging up any
missing elements of the reports on these unusual claims. As luck (bad luck in
this case) would have it, one of Sam’s cases topped the pile. It irritated her
that it was him, he had been with the firm long enough not to be sloppy, but
discrepancies had appeared apparently and because he was on leave she had to
pick up the slack. There wouldn’t be time for him to do it when he returned.
“Mummy?”
“Yes sweetie?”
“Can you tell me about that one?”
Anna swivelled her chair to face the
sofa. Billy was sitting cross legged, holding onto his toes. For the past month
or two, he had developed the irritating/endearing habit of asking her to tell
him about whatever case she was working on in lieu of a bedtime story. It was a
distraction but it could be fun too and if it got him in bed without any fuss
then it was probably worth the effort. Besides, with the amount of paperwork
she had to bring home with her on a regular basis, she had to take her quality
time where she could get it.
She flicked through the file. “It’s a
strange one.”
“Goodie! Tell it like a story! ”
“Okay.” Anna settled down into her
seat and scanned the page in front of her. “Once upon a time there was a woman
who died.”
“How did she die?”
Anna lifted the corner of the page
she was on and glanced at the cause of death. “It doesn’t matter. She died very
peacefully and she didn’t mind because it was her time. Now everyone was very
sad... but they weren’t as sad as they might have been. Do you know why?”
Billy’s voice was solemn and
deliberate. “Because she had a viable life assurance policy?”
Anna laughed, throwing her head back.
“My my! You have been paying attention, haven’t you?”
Billy nodded.
“Well that’s right. So although she
had died, her husband got paid a lot of money by my company and everyone lived
happily ever after.” She paused for dramatic effect. “Until the other day.”
Billy grinned leaning forward. He
loved it when she put in her surprise twists. “What happened?”
“The other day the woman who had died
rang up the insurance company!”
Billy’s eyes widened, more out of
excitement than fear. “Was she a ghost?”
“No. She was alive and well and quite
angry when we told her we had already paid her life assurance out. Her husband
said he never got any money and that he had never told us she was dead.”
Billy scratched his head, trying to
keep up. “Then who lied and said she was dead?”
“Somebody who wanted to make a lot of
money illegally.”
Billy giggled as though it were a
joke. “So what happened in the end?”
“In the end?” Anna shrugged. “In the
end I have to look into it and find out what went on, see if we can’t sort it
all out, because the man who investigated originally confirmed everything was
above board.”
“Oh.” Billy looked sad that it had
ended.
“Now come on, let’s get you tucked
in.”
“Tell me another one!”
“No. It’s time for bed.”
“Please!”
He was going to be a terror as a
teen. “All right then, one more. Then you have to promise to get straight in
bed.”
“I promise!”
Anna opened the next file in the
stack and scanned down the front page. “Er… okay. Once upon a time a house
burned down and everyone was very sad. But they weren’t as sad as they could
have been. Do you know why?”
“Because their house had building and
contents insurance?”
“Well done!” Billy clapped his hands.
“But when Anna the insurance investigator looked into it she discovered that
there was no record of the statement made by the fire brigade at the time of
the accident. So she had to look at— Oh. That’s interesting.”
“What?”
“The address of this house… It’s on
Chestnut Street.”
“Where’s that?”
“It’s the road where your playgroup
is. It’s funny though…” She flicked forward several pages then back to where
she had been, forgetting she was talking to Billy and doing nothing more than
thinking aloud. “I don’t remember any fire there. When was this?” She found the
date. It was six months earlier. There definitely hadn’t been anything then.
She looked at the house number. “Wait a minute.”
“What is it Mummy?”
“It says number thirteen. Thirteen
Chestnut Street. There is no thirteen. Your friend Martin’s mum lives at
fifteen. The builders didn’t make a thirteen because it was unlucky.”
“Is this young man bothering you?”
Anna looked up. Her boyfriend Greg was in the doorway, sweater sleeves rolled
up above the elbows, hair still damp from the shower he had taken after dinner,
a sheen of moisture glistening in his goatee beard. “Are you okay? You’re
looking funny.”
Anna beckoned him over. “I’m just
going over some claims and I’m noticing a pattern of incongruities.” Greg put
his hands on her shoulders and squeezed. “This house doesn’t exist but a policy
has been set up and paid for and a claim made when it was supposed to have
burned down.”
“But I thought your department
investigated big claims. Why didn’t it show up that the house was never there
when the claim was made?”
Anna checked the name of the investigating
officer.
Sam Decker.
She looked back at the first file;
the one with the dead woman who hadn’t really died.
Sam Decker again.
“Because there is something rotten
going on here,” said Anna. “A pattern. And I’m starting to get a bad feeling
what it is.”
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